# Separate market and access failures

Use this record with the worked examples first. For personal use, keep private financial details in your own secure records; the blank file does not need account numbers or credentials.

| Record field | Your observation |
|---|---|
| Purpose and maximum allocation |  |
| Entry / stop / friction |  |
| Quantity increment / venue minimum |  |
| Cash available after fee reserve |  |
| Planned loss |  |
| Adverse exit loss |  |
| Shared market exposure |  |
| Venue / custody / recovery dependency |  |
| Pause measure / period / existing positions |  |

### Which risk does the calculation leave out?

Calculate planned and adverse losses for 25 units bought at $20, exits at $18.50 and $16, and $0.10 per unit of total friction. Can a $2,500 account pay a bill while withdrawals are suspended? Name a recovery dependency you can rehearse without revealing a secret.

Planned loss is 25 × $1.60 = $40. Adverse loss is 25 × $4.10 = $102.50; worse events can exceed it.

An unavailable $2,500 balance cannot be counted as spendable cash. Record valuation and access separately.

For recovery, check whether official instructions remain accessible without the primary phone. Use dummy details; never record passwords, keys, seed phrases or an unsecured access recipe in the worksheet.